2722 SAGE HOLW, San Antonio, TX 78251
Welcome to this stunning 4-bedroom, 2.5-bathroom home in a gated-community situated on the vibrant west side of San Antonio. Upon entering, you are greeted by a formal living and dining area, perfect for elegant entertaining and family gatherings. As you proceed through the hallway, there is an office that provides a quiet space for work or study. Beyond the office, you'll find a second spacious living room that seamlessly flows into the modern kitchen. This open floor plan is ideal for socializing and provides a harmonious flow throughout the main living areas. The kitchen is a chef's delight, featuring an oversized pantry for ample storage and convenience. Upstairs, the master suite awaits, featuring soaring ceilings, a generous walk-in closet, and a luxurious ensuite bathroom. The master bath offers a double vanity, separate shower, and a relaxing soaking tub, providing a serene retreat at the end of the day. The backyard is an entertainer's dream, complete with a covered patio and a gravel extension, surrounded by mature trees. The property backs up to a greenbelt, ensuring additional privacy and a beautiful natural backdrop. This outdoor space is perfect for hosting barbecues, enjoying quiet mornings, or simply unwinding in nature. Located in close proximity to SeaWorld, parks, and various shopping districts, this home offers both convenience and a vibrant lifestyle. Experience the best of San Antonio living in this exceptional home. 2.87% Assumable loan!
You may be able to put down less than the total down payment amount of $161,049 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1796090