272 Hampton Loop, Davenport, FL 33837
3 beds · 3 baths · 2,000 sqft sqft
Captivating custom-built pool home, completed in 2023, nestled behind the gates of the luxurious Providence Neighborhood. This impeccable property is more than a residence; it's a statement of lifestyle and sophistication. With over $100,000 in premium upgrades, this home is a masterpiece of modern living. Featuring state-of-the-art stainless-steel appliances, including a dishwasher, built-in oven/microwave combo, cooktop, and range hood, as well as 42-inch soft-close shaker cabinets with under-cabinet lighting. The sleek quartz countertops and contemporary tile flooring in the main living areas elevate the overall aesthetic. Highlights include a stainless steel sink with a pull-out faucet, updated flat drywall finish with square corner bead, wood-crafted window sills, contemporary crown molding, and grooved baseboards. Solid core 8' contemporary interior doors, 4 Lutron smart switches, and a smart home hub further enhance the smart-living experience. Energy efficiency is maximized with a climate-controlled heat pump air conditioner, reinforced concrete block walls, and R-30 ceiling insulation. The open floor plan, ideal for entertaining, boasts a large kitchen with a breakfast bar that seamlessly flows into the living room. A top-of-the-line electric fireplace serves as a focal point, while stunning views of the courtyard and pool create an inviting atmosphere. The split-floor design balances space and privacy. The spotless primary bedroom, located at the back of the house, offers gentle views of the courtyard through sliding glass doors and opens to a beautiful en-suite bathroom. His and hers vanities, frameless glass shower doors with chrome trim, contemporary chrome Grohe fixtures with rain and handheld features, and LED lighted mirrors add luxury to every moment. The second bathroom is strategically placed on the opposite side of the house, offering even more room for comfort. Near the front of the home, a detached in-law suite with an additional bedroom provides ample space, complete with another large bathroom showcasing stunning views of the pool and garden. The true heart of this home is the serene courtyard and spa-like pool with a jacuzzi feature. This addition elevates relaxation, allowing one to enjoy both the soothing warmth of a jacuzzi and the refreshing coolness of a pool in one space. With calming waterfalls and ample space to bask in the Florida sun, privacy is guaranteed in this tranquil oasis. Located within the prestigious 24-hour guard-gated Providence community, this property is part of a neighborhood that has been recognized for four consecutive years with the Grand Award for Community Development at the Orlando Parade of Homes. Amenities abound, including a championship golf course designed by Michael Dasher, an elaborate golf clubhouse with a pro shop, lounge, and restaurant seating for up to 200 guests. Residents can also enjoy a resort-style pool with slides, a second pool for exercise, lighted tennis courts, a state-of-the-art fitness and aquatic center, activity rooms for aerobics and other classes, and safe, wide sidewalks perfect for bicycling, jogging, and walking to the golf and recreation centers. Dog parks and countless outdoor activities make Providence the ultimate place to call home.
Source: STELLAR #o6247523
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6247523
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6247523
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.