2711 Coldstone Ln, Holiday, FL 34691
4 beds · 3 baths · 2,195 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your dream home in the HIGH & DRY Gated resort-style community of KEY VISTA, in beautiful unincorporated Holiday, Florida! This stunning freshly painted (interior) home offers 2,195 square feet of open and spacious living area, featuring a 4-bedroom/3-bathroom 3-Way Split Plan. High ceilings throughout and vaulted ceilings with plant shelves in three of the bedrooms add an elegant touch. The master suite is a true retreat, offering two closets, including one walk-in, and a luxurious bathroom with dual vanities, a garden tub, and a walk-in shower. The modern kitchen is perfect for both cooking and entertaining, with granite countertops, stainless steel appliances, and an extra-large island that provides ample dining space and storage. An indoor laundry room adds to conveniences of this home. Key Vista offers a variety of Resort-Style Amenities for residents, including a clubhouse with a full fitness center, a heated Olympic-sized pool and spa, tennis courts, a volleyball court, and a playground. There’s even a fenced area for boat and RV parking when available. With no CDD fees and NO required flood insurance, this home is both affordable and worry-free. This community is ideally situated for outdoor enthusiasts, with the Coastal Anclote Trail located just off Baillies Bluff Road. Enjoy the natural beauty of Key Vista Nature Park, Anclote Gulf Park, and Anclote River Park ... all with picnic areas, swimming spots, and opportunities for scalloping or just wading in the salt water. Experience the delightful slow-paced charm of old Florida with its serene and tranquil environment, all while being minutes away from the Pinellas Trail and the world-famous Sponge Docks in Tarpon Springs. Here, you'll find an array of seafood and Greek restaurants, bakeries, coffee shops, and boutiques. Nearby marinas and public boat launches, including Port Tarpon Marina, with boat storage and rental options for water enthusiasts. Don’t miss your chance to own a piece of paradise in this quiet, serene, and family-friendly community! Truly Florida at its VERY BEST!! * PRICED TO SELL!!
Source: STELLAR #U8256006
Source: STELLAR #U8256006
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.