2711 Calkins Rd, Herndon, VA 20171
4 beds · 4 baths · 3,360 sqft
offer deadline Monday 3Pm. Found it! This fully renovated showstopper blends classic colonial character with sleek modern upgrades. Nestled in the sought-after Crossfield ES, Carson MS, and Oakton HS pyramid, Moneys corner is one of the most unique communities in Northern Virginia—where horses graze and lake breezes calm the soul. Curb appeal galore… 40-foot front porch and long driveway to a private half-acre+ lot. Spacious backyard surrounded by trees, renovated 21-ft screened-in porch & lower level patio. Inside, the design is a striking harmony of modern contemporary meets timeless New England Colonial. Bright, step-down living room w/ fireplace. Beautifully renovated kitchen w/new shaker cabinets, quartz countertops & stainless appliances, Elegant formal dining room. Cozy family room w/wood stove Upstairs boasts hardwood floors, large closets, and two fully updated baths. Plush new carpet in the lower-level ft rec room w/a large brick fireplace. Plus a potential kitchenette—ideal for multi-generational living or guests. Every detail is refreshed: new doors, trim, paint, carpet, lighting—even a new garage door. The oversized 2-car garage includes bonus storage space, plus an additional storage room tucked beneath the screened porch. But what truly sets this home apart is its community lifestyle. Moneys Corner Association features a 14-stall horse barn with electricity, water, tack house, riding ring, and pastures ($60/mo per stall). The community lake with gazebo and dock offers a tranquil escape for fishing, reading, or gathering. With 21 acres of common space, low HOA dues ($550/yr), and easy commuter access to Rt. 28, Rt. 50, I-66, FFX County Pkwy, and two metro stations—this is more than a home. It’s a lifestyle. Bonus: Ask about the assumable 2.25% loan—an opportunity you don’t want to miss!
Source: BRIGHT #VAFX2231242
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFX2231242
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.