27107 Brook Bnd, Boerne, TX 78015
4 beds · 4 baths · 2,905 sqft sqft
WHAT A FIND and the Seller will include a home service plan! Welcome to your dream home. 4 bedrooms, 3 1/2 baths. The downstairs offers a 3 bedroom, 2 1/2 bath with a study/office and formal dining room. The upstairs offers a full bath, bedroom, and game room. This stunning home boasts 2,905 sq. ft. of perfectly designed living space. As you step through the front door, you'll be greeted by the expansive ten-foot ceilings. The kitchen is beautiful with custom 42-inch cabinets and granite countertops which both have been extended to make it easy to entertain. You'll love spending time with loved ones and entertaining on the 10X30 covered patio with an attached 100 sq foot deck. This home is located in the highly sought-after Boerne School District and Fallbrook Subdivision. The convenient location makes for easy access to everything the area has to offer. The community of Fallbrook offers a beautiful pool and playground. This home truly has it all and is ready for you to move in and make it your own. Eight-foot upgraded front, back, and interior doors. There is a stone-to-ceiling fireplace in the living room. Tile in the entry, kitchen, breakfast area, study, living room, dining room, and all bath areas. Bay window and tray ceiling in primary bedroom. On top of all that the property backs up to a greenbelt. Don't miss out on the opportunity to own this wonderful home with all of the must-have features you've been searching for. Schedule your tour today and experience the beauty of this home for yourself.
Source: SABOR #1812548
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1812548
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1812548