2706 S Atlantic Ave, New Smyrna Beach, FL 32169
4 beds · 4 baths · 2,418 sqft sqft
Your Dream Coastal Getaway Awaits! Imagine living steps from the beach in this stunning, newly built custom Smart home that’s designed to impress. Located in a prime short-term rental zone, this property offers an unmatched blend of luxury, convenience, and versatility for homeowners and investors alike. Main Home Highlights: • 3 Bedrooms, 2.5 Baths: Featuring a spacious, first-floor master suite for ultimate convenience. • Chef’s Kitchen: Cook like a pro with a Fulgor 6-burner gas range, pot filler, quartz island, and designer marble and mother of pearl backsplash. • Elegant Living Areas: Soaring ceilings, electronic blinds, and a built-in home theater with surround sound create the perfect space to relax and entertain inside the home and outside. Private Guest Quarters Above Garage: • A separate 1-bedroom suite with its own bath, family room, and kitchenette—perfect for guests, rental income, or multi-generational living. Luxury Upgrades Throughout: • Marble and granite counters in all kitchens and baths. • Custom tile designs that elevate every room. • Luxury LVP Throughout • Pocket slider doors in family room to let the outdoor living in • Impact windows, including a peekaboo ocean view from the upstairs bedroom. • Smart home technology with Wi-Fi access points throughout. Outdoor Living at Its Finest: • Newly installed outdoor kitchen with a Blaze grill, gas fireplace, and surround sound. • Saltwater pool and 6-person hot tub heated by natural gas. • Tropical landscaping with irrigation, lighting, and an electronic gated entry. Practical Features for Modern Living: • Oversized 2-car garage with epoxy floors, plus room for a golf cart or motorcycle. • Whole-house water filtration system with reverse osmosis in the kitchen. • Whole-house generator powered by natural gas for peace of mind, powers the apartment as well. • Three HVAC units for personalized comfort throughout the home. Prime Location: Nestled just steps from the beach walkover and less than 2 miles from vibrant Flagler Avenue, this property offers the perfect mix of beachside serenity and easy access to dining, shopping, and entertainment. Investment Opportunity: Whether you’re looking for a luxurious primary residence, a vacation home, or a high-income short-term rental, this property is designed to deliver. Bonus: A qualified veteran can assume the current VA mortgage at an amazing 3.375%! Move-In Ready: With approximately $200k in premium upgrades and furnishings negotiable, this home is ready for you to enjoy from day one. Don’t miss this rare opportunity to own your piece of coastal paradise—schedule your showing today!
Source: STELLAR #ns1080544
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #ns1080544
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #ns1080544
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.