2703 Brookville Dr, Valrico, FL 33596
3 beds · 2 baths · 1,847 sqft sqft
Beautiful REMODELED, POOL Home with 3 Bedrooms, 2 Bathrooms, 2 Car Garage in Valrico (Tampa Bay Area) of Florida! HOME WARRANTY for Buyer's Peace of Mind INCLUDED. NO CDD. LOW HOA. Come and enjoy the Beautiful Sunshine with your family and friends in your Private FENCED in Back Yard. This 1847 Sq. Ft. Home features a NEWER ROOF just 4 years old, A COMPLETE KITCHEN REMODEL with BRAND NEW KITCHEN CABINETS, BRAND NEW STONE COUNTERTOPS, BRAND NEW GARBAGE DISPOSAL, BRAND NEW FIXTURES. The BRAND NEW 50 Gallon WATER HEATER makes this house ready for you to move in and enjoy. The BRAND NEW FLOORINGF in the Large Family Room is a beautiful Ceramic Tile. This main room in the home is at the center with an Open Floor Plan highlighting the Gourmet Kitchen area, a great place for family gatherings. The Bamboo Flooring in the entrance and Living Room and the Flex Space/Home Office is extremely durable and warm and inviting at the same time. The PRIMARY BEDROOM has a private entrace that leads out into the SCREENED IN POOL AREA. The Primary Bathroom also features Dual Sinks, Garden Tub and a Separate Walk-In Shower. The Inside Laundry Room, Water Softener with Brand New Hot Water Heater, make this home YOUR FIRST CHOICE. This home has it ALL with a GREAT LOCATION. GREAT SCHOOLS, YMCA Nearby, and several PARKS NEAR BY, This home is a must see! To View 3D Personal Tour, Copy and Click on this link: https://bit.ly/2703BrookvilleDr-Matterport3DPersonalTourMLS
Source: STELLAR #u8251982
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8251982
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8251982
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.