2700 Hoover Dr, Deltona, FL 32738
4 beds · 3 baths · 1,624 sqft
Welcome to this charming home in the Deltona Lakes Unit 32 community, a location that offers the perfect balance of tranquility and convenience. This inviting home features an open floor plan with four bedrooms, three bathrooms, and a generous 1,624 square feet of living space. The kitchen has a breakfast bar and opens to the family room and dining room, creating an excellent flow for entertaining friends and family or keeping those sliding glass doors open during the colder season for fresh airflow. The ceramic tile throughout creates a seamless and low-maintenance living space. The brick fireplace in the living room adds a touch of warmth and character, creating a cozy ambiance for gatherings with friends and family. Discover the essence of lakeside living with this charming home, boasting a rear-covered wood deck. Whether you're unwinding, entertaining, or casting a line for a leisurely afternoon of fishing, this home offers the perfect setting. Surrounded by nature's tranquility, it's your retreat for relaxation and recreation. Don't let this lakeside gem slip away! New roof in 2022. Conveniently located close to I-4, there is easy access to nearby shopping and dining. Schedule your showing today and explore the unique features of this home that set it apart from the rest. Selling As-Is with right to inspect. All measurements, room sizes, and HOA info are approximate and not guaranteed, any information contained herein critical to the buyer's decision to purchase must be verified by buyers.
Source: STELLAR #o6211238
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6211238
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6211238
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.