270 Overland Dr, Ward, CO 80481
3 beds · 3 baths · 3,678 sqft sqft
*Preferred lender offers 1% concession!* Welcome to your dream mtn retreat located in Roosevelt Natl Park, just 4 miles above Jamestown, nestled between Boulder and Estes Park, with a quick 30 min drive to Longmont or Boulder.This remodeled home offers an unparalleled combination of breathtaking views, modern amenities, & designer architecture.Step inside & be captivated by the stunning interior that seamlessly blends contemporary elements with the charm of mtn living.This floor plan creates a sense of spaciousness, allowing natural light to flood every corner of the home.The living area boasts soaring ceilings, accentuated by large windows that frame the awe-inspiring mountain vistas.Indulge in the warmth & coziness of 2 fireplaces.The crackling of the fire will provide the perfect ambiance as you unwind after a day of hiking or skiing.The heart of the home is a fully equipped gourmet kitchen, featuring top-of-the-line appliances,sleek countertops, double ovens & a wet bar;this kitchen is sure to inspire your culinary creativity.Additional highlights of this remarkable home include heated floors to provide warmth & comfort during the colder months,& a wrap-around deck that invites you to savor the beauty of the surrounding landscape.Whether you're entertaining guests or relaxing in solitude, the deck offers the perfect vantage point to soak in the awe-inspiring vistas.The location of this mountain haven couldn't be more ideal.With the Ceran St.Vrain Trail and Brainard Lake and Rocky Mtn State Park just mins away,you'll have easy access to a myriad of outdoor activities, including hiking, biking,& horseback riding.Being situated between Boulder/Estes, you'll have the best of both worlds:the vibrant cultural scene & amenities of Boulder, & the captivating natural beauty & tourism of Estes Park.Don't miss this rare opportunity to own a fully remodeled mountain home with breathtaking views,designer architecture, and proximity to outdoor adventures.Your paradise awaits!
Source: RECO #ir990938
Source: RECO #ir990938
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #ir990938
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