2699 Harmonia Hammock Rd, Harmony, FL 34773
3 beds · 2 baths · 1,501 sqft sqft
A Rare Jewel In The Heart Of Serenity—Priced Below New Construction! We Are Ecstatic To Present You With An Unparalleled Chance To Own A Magnificent Home Priced Way Below New Construction Properties In The Neighborhood. No Waiting Necessary—This Gem Is Move-In Ready! On Top Of This Fantastic Pricing, Unlock Incredible Benefits On Your Next Home. ***We Are Excited To Provide An Astounding*** $12,000*** In Flex Money*** To Assist With Your Closing Costs, Rate Buy Downs, And Other Expenses.*** This Generous Incentive Is Designed To Make Your Home-Buying Process Smoother And More Affordable. ***In Addition To The Flex Money,*** You Can Also Enjoy A 1% Lender Credit To Further Ease Your Financial Commitments.*** This Is A Fantastic Opportunity To Maximize Your Purchasing Power And Secure The Best Deal On Your Dream Home. Don't Miss Out On These Amazing Benefits—Contact Us Today To Learn More And Take Advantage Of This Limited-Time Opportunity! Welcome To Harmony West, An Exceptional Community Nestled In The Thriving Area Of South Lake Nona, Just East Of Kissimmee. Imagine Walking Into A Home Flooded With Natural Light, Featuring An Inviting Separate Dining Area Accessible From The Foyer, And A Kitchen Designed For The Culinary Enthusiast, Complete With A Breakfast Bar And Ample Cabinetry. This Remarkable Property Boasts A South-Facing Homesite, Offering Warmth And Sunshine All Day Long. The Added Buffer Provides Privacy And Spaciousness From Neighbors. The Yard Is Fenced For Your Security And Peace Of Mind, Ideal For Families And Pet Owners. Every Detail In This Home Exudes Thoughtful Planning, From The Well-Appointed Secondary Bedrooms To The Expansive Owner's Suite, Featuring An Adult-Height Double Sink Vanity And A Walk-In Shower. Embrace The Future With Smart Home Technology Including Thermostat Control, Keyless Entry, And A Ring/Sky Bell System. Enjoy Resort-Style Amenities Such As A Sparkling Community Pool, A Modern Clubhouse, A Playground, And A Fitness Center. With Rapidly Developing Natural Surroundings And A Wealth Of Outdoor Activities, You Will Find The Perfect Balance Of Peace And Adventure. Ideally Situated With Convenient Access To Melbourne Beach, Cocoa Beach, Lake Nona Medical City, And Major Highways, Harmony West Offers Both Tranquility And Connectivity. This Is A Golden Opportunity You Cannot Afford To Miss. Reimagining Your Future Home. Don't Wait For New Construction When This Move-In-Ready Gem Is Available Now. Explore The Virtual Tour Below And Start Imagining The Endless Possibilities Of Your Future Home! https://player.vimeo.com/video/1010262531?autoplay=1
Source: STELLAR #s5112337
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5112337
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5112337
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.