26799 Country View Ct, Menifee, CA 92584
4 beds · 3 baths · 2,562 sqft
Take in the stunning mountain views from this spacious Menifee family home, ideally situated on a quiet cul-de-sac. This home is centrally located in the heart of the city. With 2,562 square feet of living space, this home offers both comfort and convenience. The welcoming driveway and stone-design exterior set the tone for what’s inside. The open living room and family room with a cozy fireplace provide a perfect setting for both relaxation and entertaining. This home features four generously sized bedrooms and three full bathrooms, making it perfect for a growing family. First level offers a full bedroom and one of the bathrooms! The oversized master suite is a true retreat, complete with His and Hers walk-in closets and a luxurious master bath. The upstairs laundry room adds an extra level of convenience. The downstairs bedroom and full bathroom offer privacy and comfort for guests or an in-law suite. Beautiful newer flooring throughout. A large loft provides additional living space, with a dedicated workspace nook that’s ideal for those who work from home. Step outside to the calming, pool-sized backyard with fruit trees, creating a peaceful oasis for you to enjoy. Additional highlights include a three-car garage and a newer AC system. Prime location close to schools, parks, shops, and restaurants, with low taxes and low HOA fees, this property is both a practical and appealing choice for anyone looking to settle in Menifee.
Source: CRMLS #SW25049422
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #SW25049422
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
