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$640,000 SIGNIN

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26799 Country View Ct, Menifee, CA 92584

4 beds · 3 baths · 2,562 sqft

Take in the stunning mountain views from this spacious Menifee family home, ideally situated on a quiet cul-de-sac. This home is centrally located in the heart of the city. With 2,562 square feet of living space, this home offers both comfort and convenience. The welcoming driveway and stone-design exterior set the tone for what’s inside. The open living room and family room with a cozy fireplace provide a perfect setting for both relaxation and entertaining. This home features four generously sized bedrooms and three full bathrooms, making it perfect for a growing family. First level offers a full bedroom and one of the bathrooms! The oversized master suite is a true retreat, complete with His and Hers walk-in closets and a luxurious master bath. The upstairs laundry room adds an extra level of convenience. The downstairs bedroom and full bathroom offer privacy and comfort for guests or an in-law suite. Beautiful newer flooring throughout. A large loft provides additional living space, with a dedicated workspace nook that’s ideal for those who work from home. Step outside to the calming, pool-sized backyard with fruit trees, creating a peaceful oasis for you to enjoy. Additional highlights include a three-car garage and a newer AC system. Prime location close to schools, parks, shops, and restaurants, with low taxes and low HOA fees, this property is both a practical and appealing choice for anyone looking to settle in Menifee.

Estimated
Seller's interest rate
5.25%
7%
Estimated
Monthly payment

$4,253
$4,828
You may also save up to $188,668 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.


Open house
Apr 26 • 10AM - 12PM
Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $4,828 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
FHA
Rate
5.25%
Remaining term
27 yrs and 4 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$4,253
Principal & interest
$3,000
Mortgage insurance
$384
Property taxes
$593
Home insurance
$234
HOA fees
$40
Utilities
Not included

Source: Public records

Home details
Size
2,562 sqft
Lot size
0.17 acres
Year built
2003
Type
Single Family Residence
HOA dues
$40.00

Source: CRMLS #SW25049422

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 24, 2025 05:44 am
Listing agent: Stacey Torres
Listing provided courtesy of: Hearthstone Homes (909) 641-2526
Details provided by CRMLS and may not match the public record.
MLS ID: #SW25049422
Based on information from California Regional Multiple Listing Service, Inc. as of Apr 24 2025 - 16:26 and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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$4,253
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