2674 Tanglewood Trl, Palm Harbor, FL 34685
3 beds · 3 baths · 1,891 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Meticulously Maintained Townhome in and close to everything you want to enjoy your Florida lifestyle. Step into this beautifully updated 3-bedroom, 2.5-bathroom townhome located in the heart of Palm Harbor, one of Florida's most sought-after communities. This move-in-ready home boasts a thoughtfully designed floor plan that combines comfort with custom finishes, offering the perfect space for both daily living and entertaining all you need to bring is your Adirondack Chairs! The spacious ground floor includes an inviting living area that seamlessly flows into the remodeled kitchen, featuring sleek Quartz countertops, marble backsplash, plenty of cabinet space, and a breakfast bar for casual dining. The open layout continues into a dining area, which overlooks the peaceful, wooded conservation area just outside, offering a serene atmosphere for meals or relaxation. The private, enclosed patio provides the perfect outdoor retreat, ideal for morning coffee or evening grilling. The masonry and metal fence surrounding the yard provides both style and privacy, making it the ideal space for pets and family gatherings. Upstairs, the generously sized primary suite offers a peaceful sanctuary with a completely remodeled en-suite bathroom, featuring modern fixtures and a large walk-in closet. The additional bedrooms are equally spacious, with one bedroom conveniently connected to the second full bathroom. A bonus loft space provides the flexibility for a home office, reading nook, or play area. Recent upgrades, including a new HVAC system, water heater, and Frigidaire Gallery stove, offer comfort and energy efficiency for the new homeowners. Top of the line Pergo flooring throughout the upstairs adds both durability and elegance, making this home both practical and stylish. Located in the desirable enclave, this home is close to shopping, dining, and entertainment options. The community offers easy access to beautiful parks like John Chestnut right across the street with access to Lake Tarpon, convenient shopping, golf courses, and the stunning Gulf Coast beaches are just a short drive away, providing the ultimate Florida lifestyle. This townhome is priced to sell and offers a rare opportunity to own a beautifully crafted home in Palm Harbor. Don't miss out—schedule a showing today and make this home yours!
Source: STELLAR #TB8377094
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8377094
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.