2674 Stanton Hill Rd, Cameron, NC 28326
3 beds · 3 baths · 2,951 sqft
**Back on the market by no fault of the seller!*** Discover your own slice of heaven in Moore County! Situated in a prime location close to the historic towns of Cameron and Vass, this exquisite home offers an escape from the bustle of city life. Nestled on over 2.5 acres, the property promises serene living amid the natural beauty of the surrounding landscape. Imagine relaxing in a rocking chair on the front porch, enjoying the sweet scents of roses and a mimosa tree carried by a cool summer breeze. Listen to the cheerful chirping of birds and watch as horses graze gracefully in the nearby pasture—offering a picturesque view without the responsibilities of upkeep. The heart of this home is a spacious family room, anchored by a stunning stone fireplace and soaring cathedral ceilings, with a balcony that overlooks this inviting space. The chef's dream kitchen is equipped with a large island, pristine countertops, custom cabinetry, and stainless-steel appliances. The master bedroom, conveniently located on the first floor, features an en suite master bathroom designed with unique touches. Upstairs, a loft area serves as a library or office, complete with a built-in desk, file cabinets, and bookshelves. Two additional bedrooms, a bathroom, and an extra bonus area complete the upstairs layout. Relish your morning coffee on the screened porch, with views overlooking the lush backyard. With easy commutes to Ft. Bragg, Raleigh, Sanford, and the Southern Pines/Pinehurst area, this home is not just a living space but a lifestyle choice. Ready to welcome its new owners, this property is a perfect blend of tranquility and convenience.
Source: TRIANGLEMLS #10038164
Interest rate and monthly payment estimated based on public records.
Source: TRIANGLEMLS #10038164
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10038164
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