26731 S Dunlieth Ct, Crete, IL 60417
4 beds · 1 baths · 1,597 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your own private retreat in this beautifully updated 4-bedroom, 1-bath ranch nestled on a quiet cul-de-sac. Set on nearly half an acre and fully fenced-in, this home blends comfort, style, and plenty of outdoor space for relaxation or entertaining. Step inside to a bright, spacious living room featuring new windows and custom shelving, perfect for cozy nights in. The open-concept kitchen and dining area is a showstopper with stainless steel appliances (2018), buffet table, abundant cabinets and counters (2019), a ceiling fan, and a pull-down faucet set under a window overlooking the backyard. Additional perks include a dedicated laundry room and walk in pantry with sliding barn door, washer/dryer (2018), and ample storage space. New sliding glass doors lead you out to your own scenic paradise. Enjoy mornings on the 12' x 18' deck with a cup of coffee and evenings under the stars with two fire pits to choose from-ideal for entertaining or unwinding. On one side of the home, the oversized primary bedroom offers hardwood floors, new windows, a walk-in closet, and glass doors opening to your very own private bistro-style nook. On the opposite end, you'll find three additional generously sized bedrooms with ceiling fans and updated vinyl flooring, a tiled full bathroom(2022), a convenient linen closet and an additional hall closet for extra storage. Smart updates throughout: Furnace (2016), Central A/C (2021), Water Heater (2019), and Roof (2018). Public water and sewer for added convenience. Close to shopping, schools, parks and minutes from 394. This move-in-ready gem combines the charm of a peaceful getaway with the practical comforts of home-don't miss your chance to make it yours!
Source: MRED #12335571
Source: MRED #12335571
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.