2670 Glenvalley Dr, Decatur, GA 30032
5 beds · 5 baths · 5,596 sqft sqft
You have to see this to believe it!!! Welcome home to your new oasis in highly-desirable Decatur, close to East Lake Country Club, downtown Atlanta and the airport. Quiet, private, secluded, rarely available large mid-century modern brick ranch on a double lot, huge rooms flooded with light, and a generous 2+ car garage, all nestled on nearly an acre of lush greenery and stately pine trees to keep you cool in the summer. Double French doors beckon you into this gorgeous home, with stunning original hardwood floors that shine throughout! Formal living and dining rooms open to the Gourmet Chef's Kitchen with granite counters, 42" white cabinets, stainless steel appliances, lots of storage and counter space. More relaxed living flows from the kitchen to the eat-in breakfast room and a large family room with ceramic log gas fireplace to keep you cozy in winter. Create your own sanctuary in the impressive Primary Suite, which boasts an oversized bedroom, large rain shower, granite countertops, double sinks, organized, lighted walk-in closet with tons of storage. 2 more large bedrooms w Jack and Jill full bath, lots of closets, gleaming hardwood floors and a modern half bath round out the main floor. Lower Level English basement (walk-out) with vintage details...very large great room with 3 floor-to-ceiling sliders and another huge ceramic log gas fireplace so you can enjoy the privacy of your park-like setting. 220 power for summer kitchen, 2 more bedrooms down (one with an en suite), bonus room, laundry, mud room, lots of storage and a half bath round out your lower level living. Large 800+ sf garage, perfect for all your motorized toys or the mechanic in your life Separate HVAC for both main and lower level floors keep your new home at that perfect temperature for all your entertaining!! Bring your most discerning buyer for this lovely mid-century modern ranch. Home warranty paid for by seller. Quick close. Showings by appointment only please. Some interior photos are staged, with copyright permission from professional photographer. Call today and get ready to enjoy relaxed living!!
Source: FMLS #7368295
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7368295
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7368295
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.