2668 Private Lefler Dr, Johns Island, SC 29455
4 beds · 3 baths · 1,993 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome Home to Lowcountry Living at Its Finest!Tucked away in one of Johns Island's premier waterfront communities, this stunning 4-bedroom, 3-bathroom home offers the perfect blend of comfort, sophistication, and convenience. Ideally situated just off the Stono Bridge and only minutes from James Island and Downtown Charleston, you'll love the easy access to everything while enjoying the serenity of cul-de-sac living. Spanning just under 2,000 square feet, this thoughtfully designed home features a spacious floor plan flooded with natural sunlight. The main level offers a versatile en suite bedroom ideal for guests or a home office while the upstairs hosts the luxurious owner's suite along with two additional bedrooms and a full bath. The heart of the home is the beautifully appointed kitchen, perfect for entertaining and everyday living. Step out to the screened-in porch and take in the beautifully crafted outdoor space complete with elegant concrete work, a cozy fire pit, and a private backyard oasis. Additional highlights include a detached two-car garage, upgraded closet systems, custom built-ins in the laundry room, and tasteful, high-end finishes throughout. Every detail has been meticulously cared for by the current owners, making this home move-in ready for its next chapter. This vibrant community offers an unbeatable mix of relaxation and recreation right at your doorstep. Enjoy direct access to the water with a floating dock featuring boat slips, perfect for weekend cruising or sunset sails. Host unforgettable gatherings at the community boat house, or unwind with a peaceful afternoon on the fishing dock. Looking for leisure? Take advantage of the resort-style pool, beautifully designed clubhouse, and miles of scenic walking trails. For the active lifestyle, enjoy friendly competition on the tennis and pickleball courts, with plenty of open space to stay energized. Boat owners will love the convenience of on-site boat storage, making summer days easier than ever. Whether you're entertaining, exploring, or just enjoying the view this neighborhood has it all. Don't miss your chance to experience the charm and elegance of this exceptional property.
Source: CTAR #25010564
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CTAR #25010564
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.