26638 Green Willow Run, Wesley Chapel, FL 33544
3 beds · 2 baths · 1,774 sqft
Custom built 3 BR, 2 BA, 2 Car Garage home on more than 2 Acres of Land is a newly remodeled modern farmhouse with Calacatta Quartz countertops, tile floors, and a gleaming marble herringbone entryway. The home itself is built high and dry above the flood level; but please note that most of the dry land is on the left and right sides of the home. The amount of dry land is estimated to be less than 1 acre. The back of the home does look over a natural conservation area. Survey and Elevation Certificate are available. No HOA, No CDD, No community deed restrictions. Zoned AR1. Vaulted 20+ foot ceilings welcome you in the living room leading to a gourmet kitchen. Eat at the kitchen island or outside on the fabulous screened lanai. Spacious primary bedroom with a jacuzzi tub in the en suite bathroom. Secondary bedrooms are down another hall for privacy. There is an amazing interior laundry room plus a BONUS storage room that can be turned into a mini office. Up the spiral staircase you'll be greeted with stunning views from the private loft which has a variety of imaginative uses. Sit outside on the fully screened lanai and enjoy the view. Deer, Hummingbirds, Cardinals, and owls are among the beautiful wildlife that visit this property. Brand new A/C System for your comfort. Conveniently located near I-75. Only 7 minutes from The Grove and the new KRATE container park with shops and restaurants. 15 minutes from the Premium Outlets. Walking distance to the Cypress Preserve Trail. Schedule a showing today!
Source: STELLAR #t3552902
Source: STELLAR #t3552902
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3552902
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.