26619 SILVERLEAF DR, Plainfield, IL 60585
Welcome to this gorgeous home in the highly sought-after neighborhood in North Plainfield, serviced by the esteemed Oswego East schools. This stunning 3500+ Sq Foot 4 Bedroom 4.5 Bath residence is beautifully updated from top to bottom and is completely move-in ready. From the moment you step inside, you'll be captivated by the thoughtful design and luxurious finishes that make this home truly special. The main level boasts beautiful, engineered hardwood floors and ceramic tile throughout, creating a seamless and elegant flow from room to room. Conveniently Adjacent to the foyer are French doors that lead to a Large Den/Office space with Harwood flooring. The entire home has been freshly painted, providing a fresh and inviting atmosphere. Upstairs, you'll find all new carpeting that adds a touch of comfort and warmth to the living spaces. The updated kitchen is a chef's dream, featuring natural stone countertops and stainless-steel appliances. It's the perfect space for preparing meals and entertaining guests. The large Primary Bedroom boasts vaulted ceilings and a volume bathroom ceiling with a soaker tub, Separate Shower, dual vanities and a spacious walk-in closet. Each Generously sized bedroom in this home is a private retreat, complete with walk-in closets, ceiling fans, and en suite bathrooms, ensuring comfort and convenience for everyone. The family room is a cozy gathering spot, with a gas fireplace and surround sound system that enhances your entertainment experience. The first-floor laundry adds to the home's functionality and ease of living. This home boasts four large bedrooms, each with its own en suite bath, offering ample space and privacy for family and guests. The full, unfinished basement is a blank canvas, waiting for your personal touches to transform it into the space of your dreams. Living in Grande Park means enjoying a wealth of community amenities. The 885-acre Grande Park master-planned community amenities include an amazing clubhouse, 3 pools, tennis courts, roller hockey rink, volleyball court, baseball diamonds, 100-acre park, fishing ponds, sledding hill and miles of trails. Highly rated Plainfield District 202 schools. This vibrant neighborhood offers something for everyone, making it an ideal place to call home. Additional updates include a hot water heater and a new furnace fan/blower replaced just five years ago, ensuring peace of mind and efficient operation. Don't miss this opportunity to own a beautiful home in the desirable Grande Park neighborhood. Welcome home to luxury, comfort, and convenience!
You may be able to put down less than the total down payment amount of $224,346 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #mrd12114369
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.