2656 River Landing Dr, Sanford, FL 32771
3 beds · 3 baths · 1,752 sqft sqft
Introducing the newest listing at 2656 River Landing Dr, Sanford, FL 32771—a delightful townhouse ripe for the picking! This gem features 3 spacious bedrooms, 3 full baths, and comes with a flexible bonus room that can easily serve as your home office, den, or guest room, all within 1,752 sqft of modern living space. Step into a kitchen that dazzles with sleek steel appliances, stylish 42" dark cabinets, and gorgeous granite countertops that make every meal feel gourmet. The main living areas and primary bedroom boast durable hard flooring while the additional bedrooms are cozily carpeted, ensuring comfort and style underfoot. The layout includes a handy full bath and office/den on the first floor, proving convenience doesn’t have to compromise style. Further enhancing this home's appeal is the charming screened patio, the perfect spot to unwind with views of the serene pond. But that's not all—situated in a secure gated community, this property includes private access to the Sunrail station, plus amenities such as a pool, playground, and more. The HOA covers essentials like pest control, ground maintenance, and recreational facilities, affording you worry-free living. Located near the Seminole Town Center, River Walk, Zoo, and delectable dining options, with easy access to I-4 and the 417, convenience is at your doorstep. Make 2656 River Landing Dr your next dream home and enjoy the blend of tranquility and easy living!
Source: STELLAR #o6246887
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6246887
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6246887
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