2652 Tanglewood Trl, Palm Harbor, FL 34685
3 beds · 3 baths · 1,891 sqft sqft
Embrace the Good Life in Palm Harbor! This impeccably maintained townhome is move in ready! Even better, it's priced below current market value, has an assumable FHA Loan (less than 3%) for qualified buyers, and you can enjoy immediate equity at closing! This luxury inspired floorplan is spaciously designed for entertaining without sacrificing the convenience of daily living. That means this spacious 3-bedroom, 2.5-bathroom layout perfectly balances comfort, custom finishes, and a simple to maintain lifestyle. As you enter, you'll find a convenient half bath on the ground floor, ideal for guests. The open-concept design flows seamlessly into the well-appointed kitchen, showcasing granite countertops and a bar area perfect for casual meals. The dining area, overlooking a relaxing patio with pond and golf course views. All of this sets the stage for both casual dinners with family or fun parties around the holidays. Step outside to your private patio, perfect for sipping morning coffee or hosting family barbecues. This outdoor sanctuary is safely enclosed with a stylish masonry and metal fence, providing peace of mind for you and your pets. Upstairs, the freshly painted primary suite offers a bedroom large enough for all your primary suite furniture, it features a fire place, and spa like en-suite bathroom. Enjoy peaceful moments on your quaint covered balcony, surrounded by beautiful scenery while you watch the sun rise over the natural setting that is teaming with wildlife. The convenient location of the washer and dryer closet eliminates the hassle of dealing with stairs when you and your family are doing laundry. That laundry closet is just off of a spacious loft which is an ideal area for a home office or reading nook, while two additional large bedrooms are ready for family or guests. One of these bedrooms connects to a second full bathroom, making it perfect to offer family or guests much deserved privacy. Recent upgrades ensure a hassle-free living experience; including a new HVAC system, new carpet on the stairs, loft, and both guest bedrooms. Don’t miss your chance to own this beautifully crafted townhome and enjoy the vibrant lifestyle that Palm Harbor has to offer! Owner is a licensed real estate agent.
Source: STELLAR #tb8315122
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8315122
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8315122
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.