2652 Sandicrest Dr, Cantonment, FL 32533
5 beds · 4 baths · 3,814 sqft sqft
Estate in Pine Forest area! Spacious home sits on 4.74 acres of land with a Pool, gazebo, barn and storage shed. It sits way back off of the road and has a large front porch welcoming you! There is plenty of room in this 5 Bedroom/3.5 Bath with a separate office. It is a split bedroom plan. When you enter the wood floors of the large foyer await you. To the right of the foyer are 2 bedrooms that share a bath and to the left of the foyer is an enormous Master bedroom (24x17) that has a trey ceiling and room for a sitting area. There are two walk-in closets and a large bath with a Jacuzzi tub, separate shower, double sinks, granite counter tops, and a water closet. Off of the Master bath there is a laundry room with storage cabinets and counter top. From the Foyer there is a step down into the Family room with a stone front fireplace overlooking the sunroom and the pool. You step up into the Dining room that joins the large kitchen. The kitchen has a trey ceiling and is equipped with a dishwasher, electric range, disposal, pantry, wine rack, recessed lighting, bump-up breakfast bar, and a built in mud room cabinet. There is a separate suite off of the kitchen with another full bath. The 5th bedroom or Bonus room has a closet and has been used as a hobby room. It also has washer and dryer hookups in this room and is located conveniently to the kitchen. The home was rewired in 2020 and has 2 hot water heaters and 2 AC/H units. It is wired to attach a generator during power outages. All bedrooms, Kitchen, family room, sunroom and gazebo have ceiling fans. All floors are tile or wood and the home has been freshly painted. The Barn has running cold water and electricity. The pool is fenced with privacy fencing. The home is close to shopping, Navy Federal complex and the I-10.
Source: PENSACOLA #653019
Interest rate and monthly payment estimated based on public records.
Source: PENSACOLA #653019
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
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How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #653019
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