2652 Sandicrest Dr, Cantonment, FL 32533
5 beds · 4 baths · 3,814 sqft
Spacious 5-Bedroom Home on 4.74 Acres with Pool, Barn, & Gazebo in Pine Forest Area! This expansive estate offers 5 bedrooms, 3.5 baths, and plenty of room for privacy and relaxation on 4.74 acres. Located far off the road, it provides a serene and peaceful setting with a large front porch welcoming you home. The open floor plan features a split bedroom design, including a grand 24x17 Master Bedroom with trey ceiling, two walk-in closets, and a luxurious en-suite with Jacuzzi tub, separate shower, granite countertops, and double sinks. A separate office and laundry room with storage add to the home's functionality. The spacious Family Room with a stone-front fireplace overlooks the sunroom and pool. The large kitchen with a trey ceiling is perfect for family gatherings, equipped with modern amenities including a dishwasher, electric range, pantry, wine rack, and recessed lighting. A separate suite off the kitchen offers an additional bedroom and full bath. A bonus room with washer and dryer hookups is perfect for a hobby room or additional living space. The home has been thoughtfully upgraded, including rewiring in 2020, 2 hot water heaters, 2 AC units, and wiring for a generator. The property includes a barn with running cold water and electricity, a fenced pool with privacy fencing, and a gazebo perfect for outdoor entertaining. This home is conveniently located near shopping, the Navy Federal complex, and I-10, offering the perfect balance of space, privacy, and accessibility. Schedule your tour today and discover this one-of-a-kind property!
Source: PENSACOLA #653019
Interest rate and monthly payment estimated based on public records.
Source: PENSACOLA #653019
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #653019
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.