2650 Bob White Cir, Navarre, FL 32566
3 beds · 3 baths · 2,598 sqft
Welcome to this fabulous brick executive 3-bedroom, 2.5-bathroom home, perfectly positioned on a lush .85-acre corner lot. As you approach by way of the palm tree-lined driveway, you’ll immediately sense the serenity & exclusivity that this property offers. The open concept is revealed as you step inside, where a thoughtfully designed split floor plan ensures both privacy & a seamless flow throughout. The family room, with its impressive cathedral ceiling & cozy gas fireplace, serves as the heart of the home. The flooring throughout is a combination of tile & engineered hardwood, ensuring durability & sophistication with no carpet in sight. Culinary enthusiasts will appreciate the updated kitchen, which features painted cabinets, stainless-steel appliances, granite countertops & ample space for preparing meals. The primary suite is a true retreat, boasting a spacious bath with dual vanities, a walk-in closet, & separate water closet. A designated office provides the ideal environment for remote work, but with its versatile design, could easily serve as a fourth bedroom. The bonus game room adds to the home’s versatility, offering space for entertainment, hobbies, or a play area. Outdoor living is redefined with a spectacular 40’x18’ screen-enclosed pool and a connected screen enclosed porch measuring 54 x34, creating an oasis for relaxation or entertaining. The fenced backyard provides privacy & is ideal for pets or children. For those with hobbies or needing extra storage, the 20’ x 30’ detached workshop offers endless possibilities, including a potential living space that could be transformed into a guest suite or income-producing rental. Add’l features include hurricane protection, a sauna that conveys and an outdoor shower. This home is not just a place to live—it’s a lifestyle. With its blend of luxury, comfort, & functionality, it’s a rare find that won’t last long. Schedule your private showing today and discover the endless possibilities that await!
Source: PENSACOLA #651276
Source: PENSACOLA #651276
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #651276