2647 SARDIS CHASE CT, Buford, GA 30519
Owner finance & Interest Rate Buydown options available! Friendly Gated Executive Townhouse/Clusterhome community with excellent pride of ownership in the heart of newly incorporated City of Mulberry at Hamilton Mill offers you full building maintenance and lawn coverage, worthy Olympic Pool-Tennis Court & Club House amenities along with charming street lights & sidewalks, friendly Playgrounds & plenty green space and is professionally managed! Walking distance to NEW Mixed use development by Brand Properties offering 15,000sq ft of high end shopping, dining and pavillion for food truck gatherings! Literally the best access ever; walking distance to Chick-fil-A/Taco Bell, Gwinnett Greenway Hiking Trails, Hamilton Mill Park & Ride (direct to airport) & is only 30 seconds to I-85, major interstate access! Perfect for someone who travels - as you can take the Park and Ride all the way downtown to the airport and live a seamless 100% self sufficient traveler/commuter lifestyle! Surrounded by Million Dollar Estates and a Brand New AI Curriculum based Seckinger High School, this just scratches the surface of what all this charming craftsman style cluster home has to offer! Reunion Country Club, Chateau Elan Vineyards, TopGolf - Costco - Andretti's - Mall of Georgia - and multiple mixed use attractions are all within 10 minutes offering a plethora of fun things to do and good food to eat! Future Value opportunities are knocking with this unique take advantage of the Owner Finance-Seller Paid Interest Rate Reduction Buydown and even have your closing costs paid for! HOA Covers the Gated perimeter, Large Pool and Tennis Court with Clubhouse and green spaces - sidewalks and underground utilities make this a smart low maintenance townhome in a location that is flourishing! Hardwood Floors, Granite Countertops, Lennox HVAC Systems. Book your private showing today or text the keyword 'ZachMaxey' to 59559 for more info!
You may be able to put down less than the total down payment amount of $138,612 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10294006
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.