2643 Almond Dr, Holiday, FL 34691
3 beds · 2 baths · 1,356 sqft
¡Welcome to the new house of your dreams! This light, bright and beautiful property is the epitome of comfort. Improvements have been made to ensure your maximum comfort and satisfaction. Let's start with the essentials. Inside, you'll find a plethora of features that will really impress you. The kitchen has been transformed with stunning new countertops and a sleek backsplash elegant, complemented by tile flooring that runs throughout the home. Each room exudes a fresh vibe thanks to fresh new interior paint in 2024. The bathrooms also underwent a remarkable makeover, a new vanity, sink, and toilet, and A/C just done. No CDC or HOA fee. New roof 2024. This property offers spacious 3-bedroom, 2-bathroom apartments totaling 1,356 square feet of living area. Step into your fenced backyard complete with one sheds for ample storage and spacious for parking boat an RV .featuring private in ground pool whit extended screen enclosure for added comfort. Covered Terrace is the perfect place to enjoy morning coffee or relax after a long day. In terms of location, you couldn't ask for more. Located right on the Pinellas County border, you'll enjoy convenient access to Tarpon Springs, the famous Sponge Docks, Howard Park, and Anclote Park. Whether you want to launch your boat or take a refreshing swim at the beach, the gulf is just a stone's throw away. Do not miss the opportunity to make this exceptional home yours. It has been meticulously maintained and is ready for you to simply move in and place your furniture. Embrace the luxurious lifestyle and make this house your forever home.No SPD the seller has never lived in the property.
Source: STELLAR #tb8320142
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8320142
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8320142
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.