26382 Bramble Wood Cir, Menifee, CA 92584
4 beds · 3 baths · 3,021 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 26382 Bramble Wood Cir, a stunning 5-bedroom, 3-bathroom residence nestled in the heart of Menifee’s desirable Pacific Mayfield Community. Built in 2018, this expansive 3,021 sq ft home offers a harmonious blend of modern design and comfortable living spaces. Upon entering, you’re greeted by an open floor plan that seamlessly connects the living and dining areas, leading to a generously sized family room and kitchen. The chef’s kitchen is a showstopper, featuring an oversized island that seats 8, stainless steel appliances, quartz countertops, a walk-in pantry, and a convenient butler’s pantry that connects to the dining area—perfect for hosting gatherings and creating memorable meals. Downstairs, a spacious bedroom and full bathroom offer flexible living for guests or multi-generational families. Upstairs, a large loft provides a versatile space for a media room, game zone, or quiet retreat. The luxurious master suite is a true sanctuary, featuring two walk-in closets and an en-suite bathroom with dual sinks, quartz countertops, and a separate shower and soaking tub. The remaining three bedrooms are generously sized and share a well-appointed bathroom with dual sinks and quartz finishes. Additional highlights include a state-of-the-art ADT security system, energy-efficient QuietCool whole-house fans, a 2-car attached garage, and a private backyard enclosed by durable vinyl fencing. Situated on a 5,663 sq ft lot, this home offers both space and style. The Pacific Mayfield Community provides convenient access to nearby schools, parks, shopping, and dining—perfect for those seeking a connected and comfortable lifestyle. Don’t miss this opportunity to own a move-in ready home that perfectly balances luxury, comfort, and convenience. Schedule your private tour today!
Source: CRMLS #SW25073884
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #SW25073884
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.