26357 Trinilas Dr, Punta Gorda, FL 33983
4 beds · 3 baths · 3,066 sqft
Rare Modern Turnkey Estate in Punta Gorda Isles - Lowest Price Per Sq Ft in Deep Creek! The seller’s surprise relocation presents the once-in-a-lifetime opportunity to secure this immaculate 4 bed / 3 bath modern home in the coveted Deep Creek community of Punta Gorda Isles - at the lowest price per square foot in the area. Newly built in 2019 and perfectly maintained, this one is as close to brand-new as it gets, with no flood insurance required and a low monthly HOA. So what makes this home so special? 1) Built in 2019, a modern construction with energy-efficient systems, central air, and a new roof that still has years of life ahead. 2) Massive 3,066 sq ft of living space - offering incredible value on a tranquil .33-acre lot, tucked peacefully into a quiet cul-de-sac. 3) Stunning eat-in kitchen with stainless steel appliances, ample counter space, solid wood cabinets, and a center island perfect for entertaining. 4) Spacious modern bathrooms, including a luxurious soaking tub in the master, providing your very own spa-like retreat. 5) Attached oversized 2-car garage with ample space for vehicles, storage, tools, and a workshop. 6) No flood insurance required, located in a non-flood zone and completely untouched by recent storms, providing safety and peace of mind. 7) Low HOA in a deed-restricted community - enjoy well-kept surroundings without the high monthly dues. 8) Large, private backyard oasis, perfect for enjoying the outdoors with family, pets, and guests, and serving as the perfect canvas for a pool, garden, and outdoor entertaining setup. 9) Lowest price per square foot in the neighborhood by far, unmatched value for the size, location, and quality. Located minutes from schools, hospitals, and shopping / amenities. Whether you’re seeking your dream primary residence or a move-in-ready seasonal escape, this home offers the perfect blend of space, quality, and value in one of Punta Gorda’s most desirable neighborhoods. Easy to show. No CDD. Feel free to soft pitch before writing anything up. Ask me anything, big or small. If this is “NOT ON MY MLS,” just reach out to the listing agent below for disclosures and MLS info sheet. No assignable contracts accepted.
Source: STELLAR #TB8372757
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8372757
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.