2635 Wood Duck Vlg, Deland, FL 32720
4 beds · 2 baths · 3,145 sqft sqft
Welcome to a Sportsman’s paradise located in the beautiful small town of Deland, FL. This unique community of Quail Hollow on the River provides private access to the St. John’s River and also has a clubhouse and community pool overlooking the river. Prime fishing, gators, birds, and nature abound with easy accessibility to Lake Beresford and close proximity to Blue Springs by boat all within 15 minutes of award-winning downtown Deland. Located on one of the largest lots in the community, the home sits as a picturesque backdrop to the .4-acre property with a 3 car garage hidden around its side providing ample parking for boat or vehicle. The garage itself is oversized and has a shop ready to prep for your next fishing adventure, for projects around the house, or for extra storage and it opens up onto a large covered and screened in porch for private enjoyment. Don’t worry when the storms come calling, this lot is high and dry and a whole house generator installed in 2006 sits ready to go on a moment’s notice powered by a 300-gallon inground owned propane tank. The home itself is large and inviting with the dining area greeting you as soon as you step inside, more than enough room to seat the whole crew. The living area is open to the kitchen, this grand area includes a giant countertop with bar seating, a center island, and enough cabinetry for anything one might have planned. The top of the line appliances have all been installed in October of 2021 and the wall oven was recently replaced brand new for when you need the capacity of 2 full ovens. The back of the home includes an office, a large laundry room, and an enclosed FL room currently used as an extra living room area. Tons of options in this over 3,000 sq/ft home! The primary suite occupies an entire side of the home with recessed shelving and two big walk in closets. The primary bath has a recently installed deep jacuzzi tub with new fixtures and new shower and vanity fixtures as well. Room to get lost in this oversized space! The split floorplan gives added privacy for the home while the living area serve to bring everyone together, truly a special space! New roof in 2020, new HVAC in 2021, new hybrid 80 gallon water heater with circulation pump in 2021. New cabinet drawers in pantry, new glass shower doors in primary and guest baths, new commodes, new ceiling fans in several rooms, new hose bibs on exterior, all windows fixed to open and shut correctly, and new louvered doors to enclose water heater. Too much to list on this well-kept home ready for its next adventurous owners! Don’t miss your opportunity to live this unique Florida lifestyle, schedule a private showing today!
Source: STELLAR #v4939242
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #v4939242
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #v4939242
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.