26311 Alameda Ave, Laguna Hills, CA 92653
5 beds · 3 baths · 2,371 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome Home to Stylish & Spacious at 26311 Alameda, Laguna Hills Excited to share this amazing Laguna Hills home that just hit the market! Situated on a big 8,400 sq ft lot with a peaceful greenbelt backdrop, this place offers the perfect mix of modern style and laid-back comfort. Step inside to an open floor plan featuring gorgeous wood flooring, a beautifully remodeled kitchen that's a chef's dream. It seamlessly flows into a welcoming family room with a cozy gas or woodburning fireplace, making it ideal for relaxing or entertaining your crew. The primary suite is your own private haven with a fresh, updated bathroom. Plus, there’s a main floor bedroom and bath with a walk-in shower—perfect for guests or a home office. You’ll love the living room with its high ceilings, making the space feel bright and spacious. And there's a giant bonus room that can easily be your 5th bedroom, office, or game room—whatever you need! Outside, enjoy a low-maintenance yard with a large patio and trendy succulent landscaping. The huge driveway invites you to get creative—think cute courtyard or a wrap-around yard! The standout 3.5 car garage includes an extra-deep bay. One bay is currently set up us a fully equipped home gym, all equipment is for sale as well. With low taxes and HOA fees, plus walking proximity to parks, shopping, and dining, it’s hard to beat the location. You’re also just a short drive from nature trails, bike trails, Laguna Niguel Regional Park, and the vibrant scenes of Laguna Beach and Dana Point. Added features include full house repipe, tankless water heater, vinyl fencing, upgraded HVAC/AC systems, full house fan, epoxy finished garage floor & upgraded lighting.
Source: CRMLS #OC25064546
Source: CRMLS #OC25064546
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.