2610 Stargrass Cir, Clermont, FL 34715
2 beds · 2 baths · 1,732 sqft sqft
Come and see everything this exclusive 55+ gated community Esplanade at Highland Ranch has to offer. As you enter through the gates you will notice all the well kept manicured lawns and the pride of home ownership. Pulling up the driveway please note the fully refreshed landscaping along with the screened in front lanai. This Bergamo model offers 2 bedrooms and 2 full baths. Entering the home you will appreciate the open concept floor plan. Kitchen features 42" cabinets, granite countertops, stainless steel appliances, new refrigerator, under cabinet lighting, walk in pantry, pendant lighting and best of all a GAS stove! Enjoy your holidays and family get togethers in your formal dining room with upgraded tray ceiling. The primary bedroom is just off the great room with the ensuite bathroom featuring dual vanities, granite countertops, LED backlit mirror, walk-in shower, and an oversized walk-in closet. The second bedroom is located down the hall which features an oversized walk-in closet. Enjoy the evenings taking advantage of your outdoor kitchen grilling dinner in the screened lanai. Additional upgrades to the home include exterior, interior paint and a fully fenced backyard. RESORT STYLE amenities include Clubhouse, Pool, Resistance Pool, Spa, Pickle Ball, Bocce Courts, Tennis Courts, Fire Pit, Billards, Movement Studio, Clubs and tons of Activites. This community is located close to restaurants, shops, hospitals, walking and biking trails and is just a few minutes off the turnpike for a short drive to Orlando. This home is move in ready! Don't miss out! Call today to set up your showing.
Source: STELLAR #g5087370
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5087370
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5087370
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.