2610 Robles St, San Antonio, TX 78226
3 beds · 2 baths · 1,464 sqft sqft
This charming 3-bedroom, 2-bath home, offers 1474 square feet of comfortable living space and sits in a low traffic cul-de-sac. This move-in-ready gem is ideal for anyone looking to start their homeownership journey or downsize without sacrificing comfort. Step inside to discover beautiful wood-look laminate flooring that flows seamlessly throughout the entire house. The open floor plan ensures a natural flow from one living space to another, making it the perfect layout for entertaining or simply relaxing with family. The galley-style kitchen, features bright white cabinetry and beautiful granite counters. The kitchen overlooks the dining and living areas, allowing you to stay connected with your guests while preparing meals. The primary bedroom comes complete with a full bath and a walk-in closet, providing ample space for all your necessities. The two additional bedrooms and a second bathroom ensure plenty of living space for family or even a home office. Outside, the spacious backyard offers endless possibilities for outdoor activities or gardening. Located less than 15 minutes from downtown San Antonio, you'll have easy access to all the city has to offer, from dining and shopping to cultural attractions.
Source: SABOR #1803999
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1803999
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1803999
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.