261 TALISI LOOP, Saint Cloud, FL 34771
Welcome to Your New Home in a Prime Location! My friends and dear home buyers, the wait is over! Imagine yourself living in the developing side of Saint Cloud. Right off Narcooossee Road, just 15 minutes away from the popular Lake Nona area. This great place has easy access to schools, a beautiful 45-minute drive to the beach, main highways, and nearby hiking and biking trails. Plus, you're right next to The Ranch, a future sports complex that promises endless entertainment and outdoor activities. A Community That Offers It All: Welcome to Summerly, where your comfort and enjoyment are top priorities. With a homeowners' association fee of just $212 every three months, you gain access to a clubhouse, a community pool, a playground, and well-maintained sidewalks perfect for evening strolls. This is more than a neighborhood; it's a place where memories are made and life is lived to the fullest. Your Dream Home Awaits: Step into this stunning, virtually new home, built in 2021 by D.R. Horton. The Cali model boasts a modern, spacious design, including a two-car garage and a sought-after split floor plan. This beautiful one-story home features four bedrooms, an open layout, and a breathtaking waterfront view, all surrounded by a newly installed fence and rain gutters. Interior Elegance and Upgrades Galore: Inside, you'll find no carpet—vinyl flooring spans the entire home. Each bedroom is equipped with ceiling fans, adding comfort and style. The bathrooms have been upgraded with framed mirrors, adding a touch of elegance. The main living area is a showstopper, featuring two ship lap accent walls, quartz countertops in the kitchen, crown molding throughout, and additional kitchen cabinets for a cohesive, luxurious look. Functional and Stylish Upgrades: The kitchen walk-in pantry boasts a custom organization system with motion sensor lights—perfect for the modern homeowner. Every window, including the sliding door, is adorned with plantation shutters. The home also features a water filtration system, laundry room cabinets, and cabinets over the toilets for extra storage. The screened-in Lanai includes sun shades, providing a relaxing outdoor space. Smart and Efficient Living: In the garage, you'll find an attic ladder and an epoxy-finished floor. Inside, both bathrooms feature water-efficient toilets, and the master bathroom offers a dual vanity sink and a glass shower door. The home is equipped with a Nest thermostat for smart, efficient living. Both closets in the master bathroom are customized for optimal storage. Outdoor Oasis: Step outside to your private pergola and additional seating area, perfect for enjoying the serene water view. This home truly has it all, from location to community amenities, and a plethora of upgrades that ensure comfort, style, and functionality. So, what are you waiting for? This incredible home at 261 Talisi Loop won't be on the market for long. Call your agent or contact me today to schedule a tour. Come and see for yourself why this is the home you've been dreaming of! All information is provided to the best of our knowledge and is not guaranteed. Thank you for considering this beautiful home, and we look forward to helping you make it yours!
You may be able to put down less than the total down payment amount of $121,456 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #s5108075
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.