2607 Bolzano Trl, Temple, TX 76502
4 beds · 3 baths · 2,325 sqft
Introducing a residence that seamlessly blends elegance with modern convenience, guaranteed to impress from the moment you enter. This stunning home features four spacious bedrooms and two and a half luxurious bathrooms, all set within an open floor plan that prioritizes both comfort and style. Imagine cozy evenings by the electric fireplace or preparing gourmet meals in a kitchen equipped with stainless steel appliances, granite countertops, and a generous pantry—ideal for any culinary enthusiast. Durable ceramic tile flooring enhances the main living areas, offering a sleek, contemporary aesthetic, while the bedrooms provide plush carpeting for ultimate comfort. The master suite serves as a private oasis, boasting a walk-in shower, a relaxing garden tub, dual vanities, and granite finishes, ensuring a spa-like experience every day. Step outside to the covered patio, perfect for entertaining or unwinding, all while enjoying serene views of mature trees. The expansive backyard offers ample space for a small pool, allowing for endless outdoor enjoyment. Located just minutes from I-35 and a short drive to downtown Belton or Temple, this home provides easy access to shopping, dining, and entertainment, making it an ideal choice for modern living. With a purchase option of an assumable 5.25% mortgage rate, you can save thousands each month. Don’t miss this exceptional opportunity. Schedule a viewing today and take the first step toward making this exquisite property your dream home!
Source: ACTRIS #9134307
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #9134307
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #9134307
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.