2607 Bolzano Trl, Temple, TX 76502
4 beds · 3 baths · 2,325 sqft
Prepare to fall in love with this move-in ready gem located in the highly sought-after Bella Terra subdivision. This stunning home offers the perfect combination of style, comfort, and convenience, making it a true standout in the market. Here’s why you’ll want to make this your forever home: Prime Location: Situated just minutes from major shopping centers, expressways, and the VA hospital, this home is ideal for those seeking convenience without sacrificing peace and tranquility. Exterior Features That Impress: Nestled on a semi-cul-de-sac street with no rear neighbors, you’ll enjoy unparalleled privacy and tranquility. The eye-catching stone veneer siding and recently replaced composite shingle roof give this home incredible curb appeal and ensure years of durability and low maintenance. A Kitchen That Inspires: Cooking and entertaining are a breeze in the beautifully updated kitchen, complete with sleek granite countertops, stylish fixtures, and ample storage. Whether it’s family meals or hosting friends, this kitchen is designed to handle it all with flair. Luxurious Interior Details: Custom tile flooring throughout the main living areas gives the home a clean, modern feel, while plush carpeting in the bedrooms provides ultimate comfort. The spacious open floor plan is perfect for entertaining, with abundant natural light highlighting every room. Master Suite Retreat: Your private oasis awaits in the luxurious master bath, featuring. A stunning custom walk-in shower that’s both stylish and functional. A large garden tub perfect for unwinding after a long day. Dual vanities for convenience and a touch of elegance. Peaceful Outdoor Living: Step into your backyard and enjoy the serenity of having no neighbors directly behind you. Whether you dream of creating a garden, installing a play area, or just soaking in the Texas sunsets, this space offers endless possibilities.
Source: ACTRIS #9134307
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #9134307
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #9134307
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.