2605 Briarhurst Ct, Denton, TX 76207
4 beds · 3 baths · 2,071 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this charming 4-bedroom, 3-bath home tucked away on a peaceful cul-de-sac in the heart of Denton. From the moment enter, you're greeted by warm, natural light and touches of modern elegance throughout. At the center of the home, the inviting living room features a stately gas fireplace that turns on with a switch, a wall of windows, and a cozy yet spacious atmosphere perfect for gatherings. The bright eat-in kitchen is a chef's dream with sleek countertops, built-in appliances (including a smart fridge), an oversized island with seating, walk-in pantry, LED under-cabinet lighting, and a sunny breakfast nook. A built-in griddle on the stove adds to the kitchen's functionality. The serene primary suite includes a spa-like ensuite bath with dual sinks, a rain shower with an additional shower head, and a generous walk-in closet. Secondary bedrooms are spacious and versatile, with the fourth bedroom ideal for a home office or den. Enjoy the private backyard with a covered patio, gas line for a grill, and an extra 14x10 concrete pad ready for a spa or outdoor entertaining space. Thoughtful upgrades include a sprinkler system (programmable from the garage), additional plugs for a water filtration system, and outdoor lighting with a simple switch. Plus, this home features the longest driveway in the neighborhood. Conveniently located within minutes of top-rated schools, an aquatic center, water park, and skateboard park, this home offers comfort, convenience, and a welcoming community. Don’t miss your chance to make it yours! 3D tour available online.
Source: NTREIS #20874283
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20874283
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.