26042 Laurel Pass, San Antonio, TX 78260
4 beds · 3 baths · 3,302 sqft sqft
WHO'S LOOKING FOR A 4 BEDROOM HOME?! A rare find... this 4 bedroom home, with 3 full baths, 3 living areas, formal dining is waiting for you!! Upon entering you will notice the newly updated wood flooring in the dining, formal living/office & family room. Solid surface countertops, breakfast bar & island make this home perfect for entertaining & festivities. Also downstairs is a secondary bedroom with a nearby. Perfect for guests. Go upstairs to 3 additional bedrooms, a game room, & 2 full baths. The generous master bedroom complete with lighting & beautifully updated master bath gives off retreat style vibes. Off of the game room, open the door to a covered, upper balcony, perfect for sipping your morning coffee or evening wine. Overlooking the generous family room is a balcony, allowing for the perfect amount of natural light to cascade into the home. Comal ISD (the elementary school is within walking distance), easy access to dining, movies, shopping, schools. Be the first to see this gorgeous home & make it yours! This 4 bedroom home is priced to sell! Featuring a study, bonus room (no closet), 3 full bathrooms, 3 living areas; including a loft upstairs, and a 2 car garage. Upon entering you will find a spacious study to the right of the foyer. Island kitchen features breakfast bar that is open to the family room that features high ceilings and a wood burning fire place. Guests will feel welcome with a 4th bedroom downstairs with a nearby full bath. Upstairs you'll find a large loft - a great area for a kids play room, reading room, or your space for your recreational table. Off of the loft, open the door to a covered upper balcony, perfect for sipping your morning coffee or evening wine. The generous primary bathroom with his/hers vanity as well as separate garden tub and shower. Envision your children's playscape among beautiful, mature trees. Comal ISD (elementary school within walking distance). Less than 1 mile from US 281, and easy access to dining, shopping, entertainment at The Village at Stone Oak. Schedule a showing, and make this home yours!
Source: SABOR #1822546
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1822546
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1822546
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