26001 Andrea Ct, Mission Viejo, CA 92691
3 beds · 2 baths · 1,400 sqft
Welcome to 26001 Andrea Court, a beautifully updated single-story home nestled in the heart of Mission Viejo. This charming 3-bedroom, 2-bathroom residence offers 1,400 sq. ft. of thoughtfully designed living space, blending modern upgrades with timeless comfort. Step inside to discover an inviting atrium entryway leading down the hall to an open-concept living area featuring laminate flooring throughout, a cozy gas fireplace, and plantation shutters installed in 2024. The kitchen boasts quartz countertops, stainless steel appliances, recessed lighting, and ample white shaker-style cabinetry for storage. Adjacent to the kitchen, the dining and living areas offer seamless access to the private backyard patio through sliding glass doors. The spacious primary suite includes new light fixtures and direct patio access, while the en-suite bathroom features a tile walk-in shower, travertine flooring, a skylight, and a new toilet. Two additional bedrooms include thoughtful upgrades such as new windows, a large closet, ceiling fans, and a skylight in one bedroom. The second bathroom was remodeled in 2022 with a granite-surround shower and a skylight for natural light. This home is also equipped with modern conveniences, including an upgraded 200-amp electrical panel (2023), a “QuietCool” whole-house fan, an HVAC system added in 2023, and a furnace from 2019. The attached 2-car garage offers epoxy flooring, abundant built-in cabinetry, full attic storage, a washer and dryer, and a water heater replaced in 2019. Located in a quiet cul-de-sac, this home is minutes from top-rated schools, parks, shopping, and dining. With thoughtful upgrades, abundant natural light, and a fantastic layout, 26001 Andrea Court is the perfect place to call home. Schedule your showing today!
Source: CRMLS #OC25073371
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #OC25073371
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.