2600 Quincy St S, Gulfport, FL 33711
4 beds · 4 baths · 2,754 sqft
Welcome to 2600 Quincy St., an exceptional 2023-build by Kelner Homes that defines luxury living in Gulfport. This 2,754 sq. ft. residence sits on a beautifully landscaped 4,469 sq. ft. lot featuring low-maintenance dryscaping with a built-in sprinkler system and drip irrigation. Offering 4 bedrooms, 3.5 baths, and views of the 170-acre Clam Bayou Preserve, this home is designed for both elegance and ease. The expansive Great Room features a 4-panel sliding glass wall that opens to a 17’x14’ balcony, seamlessly blending indoor and outdoor living. The gourmet kitchen is a chef’s dream, complete with a granite waterfall island, two-tone cabinetry, a built-in wine fridge, and sleek finishes. The main-level owner’s suite boasts a private balcony, dual vanities, a backlit heated mirror, and a custom walk-in closet. The outdoor living space is a true showstopper, featuring a brand-new heated pool with Pebble-Tec finish, a relaxing hot tub, a built-in fire feature, and a an outdoor kitchen—perfect for entertaining year-round. The pool area is surrounded by cool-to-the-touch Shellock pavers and enclosed with an upgraded screened system that keeps bugs out, provides SPF 35 protection, and reduces temperatures by 10 degrees. The 4-car garage is equally impressive, boasting finished floors and zero-maintenance PVC wainscoting for a clean, polished look. This very private lot is situated in a burgeoning area of Gulfport, where new construction and rising home values make this an incredible investment opportunity. Plus, you’re just a short walk or quick golf cart ride to Gulfport Beach, downtown Gulfport’s charming shops and restaurants, and steps from a 10-acre nature walk and the Pinellas Trail. Additional highlights include over 700 sq. ft. of balconies, a custom elevator, and energy-efficient features like high-impact windows and a 40-year roof. This home offers a unique blend of serenity, contemporary features, and unmatched convenience, nestled in one of Pinellas's most desirable neighborhoods. Seize the chance to call this exceptional property your own!
Source: STELLAR #tb8303532
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8303532
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8303532