2600 Quincy St S, Gulfport, FL 33711
4 beds · 4 baths · 2,754 sqft sqft
Welcome to unparalleled luxury in the heart of Gulfport at 2600 Quincy St. This exceptional home, built by Kelner Homes in 2023, offers 2,754 sq. ft. of elegant living space on a beautifully landscaped 4,469 sq. ft. lot. Featuring 4 bedrooms and 3.5 baths, every detail has been meticulously crafted for both comfort and style. The expansive Great Room is the centerpiece, highlighted by a massive 4-panel sliding glass wall that opens to a stunning 17’x14’ outdoor living second story balcony with breathtaking views of the serene 170-acre Clam Bayou Preserve and a brand-new pool area. The gourmet kitchen is a chef's dream, boasting a spacious granite slab waterfall island, a sleek wall-mounted hood, distinctive two-tone cabinetry, and a built-in wine fridge. A durable 40-year roof and energy-efficient features, including low-E double-pane high-impact windows and R-38 insulation, ensure lasting quality and efficiency. The main level hosts a generously sized owner’s suite complete with a private balcony, his and hers granite-topped vanities, a backlit heated mirror, and a large walk-in custom closet. The brand-new sparkling pool features Pebble-Tec high finish with a lifetime warranty by Gulfstream, perfect for relaxation, dining, and entertaining. The pool area is enhanced with cool-to-the-touch Shellock pavers and an upgraded screen that keeps bugs out, offers an SPF of 35, and lowers the temperature by 10 degrees. The low-maintenance yard with self-watering irrigation ensures year-round beauty with minimal effort. Additional features include upgraded light fixtures throughout, a formal dining room, over 700 sq. ft. of balconies, and an expansive four-car garage. Enjoy effortless access to all three levels with a custom elevator. This home perfectly combines modern amenities with classic charm, offering a unique blend of fabulous views and a secluded ambiance just 1 mile from the vibrant downtown Gulfport waterfront and adjacent to a 10-acre nature walk and Pinellas Trail. Embrace the tranquility and convenience of this remarkable property—don’t miss this rare opportunity to experience it!
Source: STELLAR #tb8303532
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8303532
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #tb8303532