26 Pine Ridge Dr, Greenville, SC 29605
3 beds · 2 baths · sqft
Get a free consultation call with an expert in the mortgage assumption process.
Fully updated and modernized all Brick Ranch with Original Hardwood Floors, just minutes from PRISMA, I-85 and Downtown Greenville! Massive fenced in .5 acre lot with No HOA! This home provides ample space both indoors and outdoors. The side entrance carport presents an opportunity for easy enclosure if desired, while the long paved driveway offers generous additional parking. The fully fenced backyard is perfect for pets or entertaining and features a spacious patio, a firepit, and a great spot for a hammock stand. Inside, the home has been thoughtfully updated while preserving its original character. The kitchen has a tiled backsplash, stainless steel appliances, and updated flooring. The layout includes a den or keeping room with a fireplace, as well as a separate living room for additional space. The original hardwood floors have been beautifully restored and extend through the hallway and three bedrooms. Both spacious bathrooms have been updated with tiled floors, with the hall bath featuring shiplap accents and the primary bathroom showcasing a tiled shower with a frameless glass door and an updated vanity. This home offers a rare combination of charm, modern updates, and an ideal location. Schedule your showing today!
Source: GREENVILLESC #1553692
Source: GREENVILLESC #1553692
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.