26 Frisco Ct, Apopka, FL 32712
4 beds · 2 baths · 1,946 sqft sqft
REDUCED PRICE PLUS SELLERS ARE CONTRIBUTING $6K TOWARD BUYERS CLOSING COSTS. MOTIVATED SELLERS HAVE PURCHASED A NEW HOME!! THEY ARE EXCITED FOR THEIR NEXT ADVENTURE; ARE YOU READY FOR YOURS? Single Family 1946 sq.ft. 4 Bedroom and 2 bath home with 2 CAR GARAGE has been meticulously maintained. This home shows the pride of ownership the Sellers have enjoyed for over 14 years. Upgrades include a ROOF ONLY 7 YEARS OLD, ENERGY EFFICIENT EXTERIOR WINDOWS AND DOORS for more peace of mind, INTERIOR DOORS, UPDATED MASTER EN-SUITE WITH FREESTANDING TUB AND SEPARATE SHOWER, ENERGY SAVINGS AC IN 2019 featuring a Ecobee thermostat and UV light filter installed in 2022. First impressions are everything and this FRESHLY PAINTED home situated on a quiet street, a driveway that will park up to 8 cars and 24 varieties of beautiful native landscaping provides that impression. Step through the leaded glass front door and be struck by the spacious living and dining area with a closet off the foyer for extra storage. Enjoy entertaining friends and family in the spacious family room with wall space for the largest TV you could want. With the open layout the chef can be prepping in the large open kitchen with plenty of cabinet space, space for a table for 8 and a coffee/dry bar while being part of the fun happening in the family room. The light streaming through the large windows and the sliding doors makes the space feel even larger. Off the kitchen is a laundry room with newer upper cabinets for extra storage. Step into the luxurious and calming primary suite and take in the amazing size and 2 separate closets. The updated en-suite has a large freestanding soaking tub, separate shower, dual vanity with stone counters, tons of storage space and a low flow toilet. The other hallway features bedrooms 2, 3 and 4 and the hall bath. The updated bath offers a large vanity with dual sinks, stone counters and so much storage along with a low flow toilet. Bedroom 2 has beautiful custom painted Star Wars walls. This home has tile in the main living areas and luxury vinyl flooring in the bedrooms and baths. The gigantic fully fenced backyard offers plenty of room to install a pool and still has yard space for games and pets, a fire pit area, 20+ more native plants or just to enjoy the peace and quiet. Other features include a 20x21 oversized garage. With the convenience of the Beltway, SR 429 and SR 44 residents have easy access to the I-4, 417 and 414. Shopping, dining, medical and entertainment are close by so there is plenty to enjoy.
Source: STELLAR #o6241839
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6241839
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6241839
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.