2597 BRIDLE CT, Jefferson, GA 30549
Jump on this opportunity to be in the prestigious Traditions of Braselton with all this active neighborhood has to offer from swimming, tennis to the clubhouse and all the amenities and activities; you will understand why this subdivision is so sought after by homeowners! aThis lovely home sits on a large pie shaped lot and oozes curb appeal. The sweet covered front porch has room for a sitting area where you can welcome guests and family. Inside the home shows like a model with designer touches such as board and batten, coffered ceilings, large crown molding, hardwood floors and neutral paint. Host gatherings in your formal dining room and whip up meals in the well appointed kitchen featuring an island, stainless appliances and easy conversational flow from the casual eating areas to the fireside family room with custom built-ins. aContinue your relaxed lifestyle on the back covered deck overlooking your large yard that is ripe with possibilities. The main level boasts a guest room with a full bath as well. aUpstairs the loft area is a great place to unwind with a good book or play area. The oversized Owner's suite is impressive with a large sitting area, en suite bathroom with HUGE walk-in, tiled shower and oversized closet. Two additional spacious bedrooms share a well appointed secondary bathroom so there is plenty of room for everyone. The large laundry room is conveniently located on the second level as well. This home has been lovelingly cared for and is ready for it's next owners.aHurry before this opportunity to live a resort lifestyle passes you by!
You may be able to put down less than the total down payment amount of $157,622 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10335037