2597 Bridle Ct, Jefferson, GA 30549
4 beds · 3 baths · 2,476 sqft
Jump on this opportunity to be in the prestigious Traditions of Braselton with all this active neighborhood has to offer from swimming, tennis to the clubhouse and all the amenities and activities; you will understand why this subdivision is so sought after by homeowners! aThis lovely home sits on a large pie shaped lot and oozes curb appeal. The sweet covered front porch has room for a sitting area where you can welcome guests and family. Inside the home shows like a model with designer touches such as board and batten, coffered ceilings, large crown molding, hardwood floors and neutral paint. Host gatherings in your formal dining room and whip up meals in the well appointed kitchen featuring an island, stainless appliances and easy conversational flow from the casual eating areas to the fireside family room with custom built-ins. aContinue your relaxed lifestyle on the back covered deck overlooking your large yard that is ripe with possibilities. The main level boasts a guest room with a full bath as well. aUpstairs the loft area is a great place to unwind with a good book or play area. The oversized Owner's suite is impressive with a large sitting area, en suite bathroom with HUGE walk-in, tiled shower and oversized closet. Two additional spacious bedrooms share a well appointed secondary bathroom so there is plenty of room for everyone. The large laundry room is conveniently located on the second level as well. This home has been lovelingly cared for and is ready for it's next owners.aHurry before this opportunity to live a resort lifestyle passes you by!
Source: GAMLS #10335037
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10335037
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10335037
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