25934 W Deer Valley Rd, Buckeye, AZ 85396
3 beds · 2 baths · 2,007 sqft sqft
Built in 2020!!! 2 1/2 car garage, Be sure to check out this floorplan—it's one of the best I've seen for a house this size. Why? Great question! It offers three bedrooms, with the second bedroom featuring an attached FLEX room. This versatile space could serve as a kids' TV room, a private living area for guests, or whatever else you can imagine. The storage in this home is impressive, too. The extended depth 2 ½-car garage can easily fit a pickup truck with a six-inch lift. There's also a bonus room when you enter from the garage and a huge pantry in the laundry room. Inside the garage, there's an additional room for even more storage. The upgraded chef's kitchen is a highlight, featuring granite counters, staggered espresso cabinets, a custom vent hood, and a gas cooktop. You'll also find a walk-in pantry and a large kitchen island. The backyard is beautifully designed with synthetic grass, cozy seating areas, and a firepit. It even has a mature lemon and orange tree. With 9-foot flat ceilings, cellulose insulation, and energy-efficient windows, this home is as practical as it is stylish. For the outdoor adventure person, there are numerous SXS, ATV, biking and hiking trails surrounding the community. Discount green fees at the Sun City Festival community and access to the on-site restaurant.
Source: ARMLS #6747834
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6747834
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6747834
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