2585 Shamrock St, Tavares, FL 32778
4 beds · 3 baths · 2,296 sqft
Welcome to Tavares, America’s Seaplane City! Less than an hour from the attractions of Orlando, Tavares offers a completely unique taste of Central Florida. Nestled in the charming Avalon Park community, this stunning 4-bedroom, 2.5-bathroom home, built in 2022, provides modern living in a family-friendly setting. The DR Horton Elston model boasts all-concrete block construction, combining style and durability. As you step inside, you’ll be greeted by an inviting foyer leading to a spacious, open-concept kitchen and great room—perfect for both relaxing and entertaining. The kitchen features a large island with bar seating, stainless steel appliances, ample cabinet space, and a walk-in pantry. The great room offers flexibility to create your perfect living area. The first floor also includes extra storage space and a convenient powder room. Upstairs, the cozy loft area is ideal for a second living space or home office. The primary suite offers a spacious walk-in closet and an ensuite bathroom with double vanities. Three additional bedrooms share a full bathroom, providing plenty of space for family or guests. The second-floor laundry room adds to the home's convenience. Step outside and enjoy Avalon Park’s top-notch amenities, including a resort-style pool with cabanas and scenic views of Lake Hermosa. The home also features the Home is Connected smart technology package, allowing you to control your home from anywhere. Beyond the home, Downtown Tavares offers a lively entertainment district with bars, restaurants, and music venues. Explore Wooton Park, home to the Tavares Seaplane Base, Splash Park, and over 16 major community events each year. Whether you’re seeking outdoor adventures like seaplane rides, ghost tours, or fishing on local lakes, or prefer more laid-back activities like visiting garden shops, pet boutiques, or bowling, Tavares has something for everyone!
Source: STELLAR #g5086805
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5086805
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5086805
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.