2578 W Mystic Mountain Dr, Tucson, AZ 85742
3 beds · 3 baths · 1,902 sqft
Discover your dream home in The Bluffs with this beautifully maintained 3-bedroom, 3-bathroom property, offering many upgrades that make a perfect balance of comfort, style, and functionality. Situated in an established neighborhood, this home offers roomy living areas and modern upgrades, including an unmatched Lennox 5-ton HVAC system with four years remaining on the warranty, a recently replaced dishwasher, a newly painted exterior, new Bali shades and mini blinds installed last year throughout, plus a new drip system as part of a one-year free landscaping plan and features unmatched quality of sound-deafening Pella sliders boasting self-contained shades and blinds that provide energy-saving privacy both upstairs and downstairs. The rooms were thoughtfully designed, highlighting sparkling granite countertops in the kitchen and the luxury of comfortable Karastan carpeting in the bedrooms. This home sports custom made window screens that filter light and regulate heat back to the outside. A reverse osmosis system offers great tasting water at your fingertips, private deck off the master bedroom spotlights grand mountain views, while the remote controlled SunSetter awning keeps you shaded. Step outside to the backyard oasis, which features a lighted ceiling fan, a bubbling water fountain to attract the hummingbirds, and a completely sun-shaded, lighted pergola. This includes a free 1-year maintenance on your landscaping. This home is a rare find, and is ready to become your forever home. Schedule your private tour today!
Source: SOUTHAR #22503927
Interest rate and monthly payment estimated based on public records.
Source: SOUTHAR #22503927
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.