2578 Shamrock St, Tavares, FL 32778
3 beds · 2 baths · 1,435 sqft sqft
Beautiful 3-Bed, 2-Bath Home with Modern Upgrades in Avalon Park, Tavares, FL – Built in 2022! Welcome to this stunning, newer construction home with modern upgrades located just minutes from Waterman Hospital in the desirable Avalon Park community. Built in 2022, this 3-bedroom, 2-bath residence with a 2-car garage offers an ideal open floor plan, combining style, functionality, and convenience. The heart of the home is the spacious kitchen, featuring gorgeous granite countertops, stainless steel appliances, elegant 42" cabinets, and a generous corner walk-in pantry. The large 6' x 3.5' island with seating is perfect for casual meals, with an additional area for a dining table. Flowing effortlessly into the open living area, this kitchen is designed for both entertaining and everyday comfort. Step out thru the sliding glass doors to the screened, covered patio (4' x 13'), perfect for relaxing in the fresh air while enjoying the fully fenced backyard—perfect for relaxing, gardening, or outdoor play. The Primary Suite is a true retreat, complete with a private bath featuring split dual tall vanities, granite counters, a walk-in shower, a water closet, and a spacious walk-in closet. At the front of the home, a sunny foyer guides you to two additional bedrooms and a full bath with a tub/shower combo, creating a comfortable split-bedroom layout offering privacy for family or guests. High 9-foot ceilings, ceramic tile flooring throughout the main areas, and cozy carpeted bedrooms add to the home’s charm and modern feel. Enjoy the convenience of a main-floor laundry room as well. Avalon Park residents have access to wonderful community amenities, including a resort-style pool with a pavilion and a playground overlooking the lake. Located near top-rated schools, shopping, and major highways (429 and 441), Historic Downtown Mount Dora and The Seaplane City of Tavares! This home offers both a peaceful community feel and easy access to the best of Central Florida. This beautifully designed home is ready for its next owner—schedule a showing today!
Source: STELLAR #g5089013
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5089013
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5089013
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.