25723 Preserve Crst, San Antonio, TX 78261
4 beds · 3 baths · 2,717 sqft
Charming 1.5-Story Home with a thoughtfully designed layout with all bedrooms and a separate study located downstairs. Conveniently located in The Preserve of Indian Springs, this 4-bedroom, 2.5-bath beauty combines contemporary elegance with cozy comfort, making it the perfect sanctuary. Step inside to discover a warm and inviting living space highlighted by a gorgeous stone fireplace that serves as the heart of the family room. The chef-inspired kitchen is a culinary delight, boasting a magnificent stone hearth, a large island for effortless meal prep, a gas cooktop, and built-in stainless appliances. The walk-in pantry offers ample storage, ensuring your kitchen remains clutter-free. Rich wood floors flow seamlessly through the family room, study, and dining area, creating an elegant atmosphere that's perfect for entertaining or quiet family gatherings. As you make your way upstairs, you'll be greeted by a HUGE game room and a convenient Texas basement-ideal for movie nights, playtime, or hobbies. The outdoor living space is equally impressive, with a lovely screened-in patio perfect for sipping your morning coffee while enjoying the gentle breeze. The shady backyard boasts beautiful mature oak trees, providing a peaceful retreat for outdoor activities and relaxation. Retreat to your luxurious primary suite, featuring a private bath with double vanities, a separate shower, a soothing garden tub, and a generous walk-in closet. This tranquil space is designed for ultimate comfort and privacy. This home is a rare find, combining modern amenities with timeless charm. Home has a new roof and fresh paint! Acclaimed Comal ISD and Indian Springs Elementary is located in the neighborhood! Excellent amenities include community pool with a splashpad, park, sports court, pavilion, and walking trails! No city taxes saves you money all year! Don't miss your opportunity to make it yours-schedule your private tour today and experience the perfect blend of style, space, and serenity!
Source: SABOR #1847190
Financials
Source: SABOR #1847190
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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