2572 Daisy Dr, North Port, FL 34289
3 beds · 2 baths · 1,574 sqft
ASSUMABLE 2.25% VA MORTGAGE!!! Discover your dream home in the highly desirable Del Webb community of Cypress Falls, a gated 55+ community offering a maintenance free lifestyle and a wealth of amenities. This is one of the most beautifully upgraded single family homes, built in 2020 with only one owner. Situated on the private preserve, the home has a tile roof, brick paver driveway, walkway, and expanded lanai, overlooking the pond. The front patio welcomes you with an additional screened area. Enjoy 2 large bedrooms and a den/office with a closet that can easily be a third bedroom, 2 full baths, and 2 car garage with epoxy floor. With almost 1600 sq. ft. of luxury living with a large great room and an open dining room. The kitchen has many upgrades with white wood cabinets, slow close, crown molding, large granite center island with breakfast bar. There is also an additional serving station area with top and bottom cabinets and granite countertop. The inside utility room has built in cabinetry with washer/dryer. The entire home has upgraded plantation shutters and remote-controlled ceiling fans. The primary bedroom suite has a view of the preserve. The primary bathroom features a tiled shower with fameless glass doors, dual sinks, granite countertops with a large walk-in closet. Also included is an hurricane shutters to close up the entire back area in any kind of weather. The remainder of the home has accordion shutters. This home received NO hurricane damage. Living in Cypress Falls, you have an array of top tier amenities designed to enhance your active lifestyle. Enjoy resort-style pools, state-of-the-art clubhouse, billiard room and internet café. For the sports enthusiast, the community offers 3 Pickleball courts, 2 tennis courts, Bocci ball courts, horseshoe pits, and complete fitness center. Don’t forget the dog park! There is something for everyone, including a full time activities director! You’re not just buying a home, you are starting a new chapter in life! Come see for yourself what makes this home and community truly exceptional!
Source: STELLAR #N6135849
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #N6135849
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.