2567 Cove Rd, Navarre, FL 32566
4 beds · 4 baths · 3,282 sqft
Welcome to your oasis in Holley By The Sea! This enticing home boasts a heated saltwater-enclosed pool and an outdoor kitchen. With 4 bedrooms, an office, and 3.5 baths spread over 3,282 square feet, comfort and space abound. Situated on over half an acre, the expansive backyard extends to a tranquil creek, providing ample room for outdoor gatherings. Inside, the airy split-floor plan showcases double leaded glass doors, a generous great room with a striking rock wall fireplace and built-in entertainment center, formal dining area, and a study with elegant French doors. The kitchen, with its granite countertops and island, invites interaction with guests, while the breakfast room offers additional seating or relaxation space. This beautiful home, nestled in a pristine neighborhood is only minutes from shopping, restaurants, and most importantly, the gorgeous white sands and emerald waters of Navarre beach. Experience the ultimate family adventure at the Holley By The Sea HOA facilities, where a myriad of amenities await your enjoyment. Dive into action on our 8 pristine Clay Tennis Courts, gather for unforgettable events at our charming Beach House Event Hall, and immerse yourself in nature at our RV and Tent Campground. Make a splash in the Lap Pool or Family Pool, or delight in the joy of little ones at the Baby Pool. Stay fit and energized in the state-of-the-art Weight Room and Cardio area, challenge friends to a game at the Volleyball Court or Basketball Court, or engage in friendly competition at the Ball Field. Plus, the dedicated Youth Department ensures endless entertainment for the younger members of your family. Holley By The Sea promises an unforgettable experience for every generation. Come check out all that 2567 Cove Rd has to offer. Schedule your showing today!
Source: STELLAR #o6202381
Source: STELLAR #o6202381
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6202381