256 Golf Aire Blvd, Winter Haven, FL 33884
3 beds · 3 baths · 3,928 sqft
Seller has a VA loan eligible to be assumed by another Veteran with current interest rate of 3.625%. Buyer must qualify. More information available upon request. This community offers quiet, upscale living in custom built homes. Each of the forty-nine homes in Lake Bess Country Club share golf course ownership and club rights. With your home ownership comes unlimited golf rights to the uniquely constructed and maintained nine-hole course. This home has high quality upgrades and features that give it special elegance. Located at the end of a cul-de-sac with golf course views, and no other homes at the end, the front entrance highlighted with a grand water fountain and open views to the golf course. Stylish pavers feature the front hardscape from the front to the two-car-garage, and to the side golf-cart garage, a spectacular entrance. This home features golf course views from the front, side & backyard. This is a premier lot considered to be the best in the community. The home sits on almost one-third of an acre. This slice of paradise is located just four miles from Legoland, twenty-eight miles to Disney World and an hour to Orlando or Tampa’s International Airports. This single-story home features a grand main entrance that boasts an open floor plan to include the Living, Dining, Kitchen, and Florida rooms. Upon entry, you are captured by a vista golf course scene in the background with the Living room, Dining room, and Florida room in the foreground. Tile flooring accentuates the main living areas highlighted with a two-sided fireplace as the centerpiece with the Living room and the Dining room to each side. The Kitchen, just steps away, includes all the upgrades, from the tile to the cabinetry and the appliances. This kitchen is beautiful, no details left untouched. Quartz countertops, stainless steel appliances, and seating for up to six at the counter bring it all together along with the dry bar and wine rack. Finally, a built-out kitchenette with a view of the fountain in the cul-de-sac adds that special touch to enjoy for years to come. As you exit the Kitchen, through the living area you enter the Florida room. This is a 1,000 square foot multi-use room overlooking the golf course. This room is where you will spend days and nights enjoying the expanse behind you in an air-conditioned oasis. Enjoy the beautiful natural preserve in the distance with no other homes in sight. This is truly a diamond of a home. The entire home features expertly installed surround stereo, central vacuum, electronic window blinds, alarm & hurricane safe room systems. Yes, you read that correctly, this home has a “SAFE ROOM” built to protect your family in the event of a Hurricane or Tornado. This is a must see and an amazing feature like no other. The Primary Suite features dual walk-in closets, a gas fireplace, a huge bathroom that includes a walk-in shower with two shower heads, a deep soaking tub, and a double vanity with granite counters. Bedrooms 2 and 3 are large with approximately 180sf each. Both rooms have easy access to Florida room and one of the guest rooms features pocket sliding-glass doors. The separate, large office is an extra space for whatever you need it to be. Other improvements include a tile roof, A/C and Heat Pump replaced October 2021, roof replaced in 2018, grill area screened 2018, Gutters and the retractable awning covering added 2018, Florida room A/C added in 2019. Call and book your private tour of this spectacular home.
Source: STELLAR #t3512327
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3512327
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3512327
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