2555 Flat Shoals Rd Apt 300 # 300, Atlanta, GA 30349
3 beds · 3 baths · 1,408 sqft
MOVE IN TO THIS HOME FOR $5000 OR LESS!! THIS ADDRESS HAS BEEN APPROVED for a special program that gives the buyer $15000 in cash grant money!!! The grants go with a low interest loan from Gunar Williams at Wells Fargo. THIS HOME IS AN ABSOLUTE MUST SEE!!! It is truly the definition of DESIGNER ELEGANCE! It’s IMPECCABLY maintained and shows like a model home. Too many improvements to mention right down to the new custom door handles throughout! As you drive through the GATED ENTRY you will notice that this location is not on a through street. You will notice a cute welcoming landscape treatment as you approach your own private entry. Upon entering, your view is treated to a OPEN LIVING AND DINING concept complemented with true cherry wood flooring on the main level. The kitchen is light and bright and includes upgrade cherry cabinets that complement the flooring. There is plenty of room for your informal dining here, too. The home is kept so clean that the dishwasher has never been used! As you walk up to the second level, take note of the unique clerestory window filling your stairway with natural light. Designer light fixtures have been carefully selected and are included in almost every room. The master suite is a good size and the master bath has been totally redesigned with an oversize custom shower and handy grab bar. The two secondary bedrooms have custom wall treatments. The rear garden area is planned for your RELAXATION while entertaining guests. The pagoda keeps the sun away while the astroturf treatment and grounds plantings are in line with your MAINTENANCE FREE lifestyle. Enjoy your private view out to the trees! We believe that this home is as close to PERFECT as you can get.
Source: FMLS #7469797
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7469797
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.