2553 Harn Blvd # 5, Clearwater, FL 33764
2 beds · 2 baths · 1,252 sqft
Welcome to your charming 2-bedroom, 1.5-bathroom townhouse in the heart of Clearwater, Florida! Great news, this property is in a non-flood zone and the HOA is only $225 a month. This delightful home combines comfort and convenience. As you enter, you'll be greeted by a spacious living area filled with natural light, offering an inviting space for relaxation or entertaining. The well-appointed kitchen features newer stainless steel appliances, ample cabinet space, and a cozy dining area, ideal for hosting. Both bedrooms are generously sized on the second floor providing plenty of room for furniture and personal touches. The laundry room is also on the 2nd floor with full-size washer and dryer. This townhome is located just 15 minutes from beautiful world-renowned Clearwater Beach, 20 minutes from Tampa International Airport and 10 minutes from downtown Safety Harbor. Centrally located and surrounded by shopping and dining. This townhouse offers the perfect blend of comfort and convenience in a prime location. The Morningside Recreational Complex is steps away from Waterford Townhomes and offers pickleball, playground, basketball, tennis courts, fitness center and pool. Seller is offering a $1,500 concession towards the replacement of carpeting. Don’t miss your chance to make this your new home, schedule your appointment today!
Source: STELLAR #tb8302808
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8302808
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8302808
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.