VA loan
1 of 52
VA loan
$925,000 SIGNIN

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25515 Hawks Run Ln, Sorrento, FL 32776

5 beds · 4 baths · 3,993 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Welcome home to 25515 Hawks Run Lane! SLATE TILE ROOF REPLACED IN 2023! Located within the coveted gated and golf course community of Red Tail (Heathrow Country Estates), this David Weekley home offers it all. This 4,000 square foot pool home is situated on 0.44 acres and offers panoramic views of the fairway on the 2nd hole of the golf course. The home boasts 4 bedrooms, 4 full bathrooms, an office and an upstairs bonus room. When you enter through the grand double door entry, you are welcomed into the foyer with soaring ceilings. To the right is the formal dining room and to the left is the dedicated office with french doors. Straight ahead is the formal living room with views directly out to the private pool and spa. A stand out feature of this home is the split floor plan. On the left side of the home is the first floor primary suite with a large bay window overlooking the pool and golf course. The primary extends into the en-suite with a soaking tub, dual vanities, walk-in shower and large walk-in closet. The right side of the home offers 3 guest bedrooms. One of the bedrooms is situated with its own full bathroom, as well as an access door to the lanai. The remaining 2 bedrooms feature a Jack-and-Jill bathroom with separate vanities. The kitchen is situated in the center of the home and is designed to be the ultimate entertaining space. The kitchen features a large island and overlooks all of the main living areas of the home, making a great feel for the open concept kitchen, living room and breakfast nook. The living room features extended ceiling height, large windows and a beautiful fireplace. Upstairs is the bonus room, which can also double as an oversized 5th bedroom, because there is a full bathroom upstairs. The outdoor area is spacious and offers an incredible pool that goes all the way to 8ft in depth. The slate tile roof was replaced in 2023! The home includes a fully paid off solar panel system. Convenience is a huge part of living in Red Tail! Located only minutes to the 429 Expressway and 15 mins from Downtown Mount Dora, access in and out is easy. PLUS the Wekiva parkway extension is fully open, allowing you to drive from Red Tail all the way to I4 in Lake Mary in only 15 minutes. This is your chance to take advantage of all that Red Tail has to offer, while also enjoying all of the nearby amenities that living in Sorrento brings to you. Call today to schedule your private tour.

Estimated
Seller's interest rate
2.5%
7%
Estimated
Monthly payment

$3,626
$4,805
You may also save up to $361,867 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $4,805 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
VA
Rate
2.5%
Remaining term
25 yrs and 7 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,626
Principal & interest
$2,003
Mortgage insurance
-
Property taxes
$449
Home insurance
$840
HOA fees
$333
Utilities
Not included

Source: Public records

Home details
Size
3,993 sqft
Lot size
0.44 acres
Year built
2006
Type
Single Family Residence
HOA dues
$333.33

Source: STELLAR #O6223843

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: May 07, 2025 01:47 pm
Listing agent: Ken Pozek (407) 717-0197
Listing provided courtesy of: KELLER WILLIAMS ELITE PARTNERS III REALTY (321) 527-5111
Details provided by STELLAR and may not match the public record.
MLS ID: #O6223843
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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$3,626
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